Your Trusted Mortgage Experts: Blog & Tips

Flag Lot Meaning and Mortgage Tips from Real Experts

Flag Lot Meaning and Mortgage Tips from Real Experts

Key takeaways: A flag lot is a piece of land behind another property that connects to the street via a long, narrow driveway. These properties offer greater privacy and lower land prices, but often require shared-access agreements and have less curb appeal. Lenders...

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ITIN Mortgage Loans California Explained

ITIN Mortgage Loans California Explained

At ID Mortgage Broker, we believe homeownership is a right to which everyone is entitled, regardless of residency status in this country. For those with no Social Security Number but an Individual Taxpayer Identification Number, ITIN mortgage loans are a legitimate...

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3-2-1 Buydown: What Buyers Should Expect

3-2-1 Buydown: What Buyers Should Expect

Key takeaways: A 3-2-1 buydown is a mortgage option that lowers your interest rate for the first three years. Your rate drops by 3 percent in the first year, 2 percent in the second, and 1 percent in the third before returning to the full fixed rate. This strategy...

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