Your Trusted Mortgage Experts: Blog & Tips

Downpayment Toward Equity Act: A Path to Homeownership

Jun 13, 2025

Owning a home is a big life step that requires much effort and patience when saving up for a down payment. This proposed legislation, the Downpayment Toward Equity Act, would ensure that this critical step in homeownership is within reach of citizens, particularly...

3-2-1 Buydown: What Buyers Should Expect

May 28, 2025

Key takeaways: A 3-2-1 buydown is a mortgage option that lowers your interest rate for the first three years. Your rate drops by 3 percent in the first year, 2 percent in the second, and 1 percent in the third before returning to the full fixed rate. This strategy...