Your Trusted Mortgage Experts: Blog & Tips

ITIN Mortgage Loans California Explained

Jun 30, 2025

At ID Mortgage Broker, we believe homeownership is a right to which everyone is entitled, regardless of residency status in this country. For those with no Social Security Number but an Individual Taxpayer Identification Number, ITIN mortgage loans are a legitimate...

3-2-1 Buydown: What Buyers Should Expect

May 28, 2025

Key takeaways: A 3-2-1 buydown is a mortgage option that lowers your interest rate for the first three years. Your rate drops by 3 percent in the first year, 2 percent in the second, and 1 percent in the third before returning to the full fixed rate. This strategy...