Second Home Mortgage
- 5-Star Rated Mortgage Broker
- Special second time home buyer program
- Investment property loan program
- Be the owner of your second home
- Office located in Los Angeles
Is a Second Home a Good Real Estate Investment?
Having second house is definitely a privilege, in case it is suitable for your long-lasting life goals. It can be used for short-term investment, family gatherings. By owning a second house, you can protect yourself and your family in case of the inflationary pressure.
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Buying a Home for The Second Time
Let’s say, you set a goal and want to get a mortgage for a second home in California. You may consider ingestion in the most popular cities like Santa Barara, Big Bear Lake, Lake Tahoe, Mammoth Lakes, or Beach Cities. In such a way, buying a home becomes an asset, which will gain value over time.
How does it work? Starting from your down payment, every monthly fee makes your loan size smaller. Thus, your equity becomes bigger. It also increases in the case of a powerful estate market or any improvements you provide with your house.
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Second Home Program Highlights
In case you’ve planned to use the extra income for renting the vacation house, you should know that not every lender will accept this. You may be asked to provide every document of the whole history about your constancy in renting that house.
No Doc Mortgage Loans Have Obvious Benefits
Low initial payments
Free Consultation Form
Second Home Loan Process
Four easy steps to your second home:
Talk to Us to Know Your Options
Enjoy a Home Shopping Experience
Get a Loan Approval on the Terms You Want
Enjoy Your Homeownership
Second Time Home Loan Requirements
- Its owner is living there at least some while during a year.
- It’s being a one-part house (not consisting of two and more units).
- It can be used for a whole year.
- It’s completely a buyer’s property.
- It’s not being rented (either full-time or partly).
- It’s not occupied by a form of managers to operate it.
Apply for a Second Home Loan in California
If you’re interested in a getting second home mortgage in Los Angeles or California, our professional team will guide and assist you throughout the entire loan process.
In case you’ve considered all the facts and still daydreaming about getting a second house, need more information, or have any questions, feel free to request a free mortgage broker consultation. We’ll do our best to help you with your dream!