Second Home Mortgage
in California
- 5-Star Rated Mortgage Broker
- Special second time home buyer program
- Investment property loan program
- Be the owner of your second home
- Office located in Los Angeles
What type of property are you refinancing?
Single Family
Multifamily
Condominium
Townhouse
How will this property be used?
Primary Residence
Vacation Home
Investment Property
Estimate credit score
Excellent 770+
Good 660-719
Avg. 620-659
Below avg. 580-619
Poor <579
How can we help you today?
Home Purchase
Refinance
What type of property are you purchasing?
Single Family
Multifamily
Condominium
Townhouse
Are you a first-time home buyer?
Yes
No
How will this property be used?
Primary Residence
Vacation Home
Investment Property
Estimate credit score
Excellent 770+
Good 660-719
Avg. 620-659
Below avg. 580-619
Poor <579
Final Step
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Summary
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Is a Second Home a Good Real Estate Investment?
Having second house is definitely a privilege, in case it is suitable for your long-lasting life goals. It can be used for short-term investment, family gatherings. By owning a second house, you can protect yourself and your family in case of the inflationary pressure.
Invest in Real Estate Today
Make your dream come true! Do you have any questions so far?
Call us for a free consultation
Buying a Home for The Second Time
Let’s say, you set a goal and want to get a mortgage for a second home in California. You may consider ingestion in the most popular cities like Santa Barara, Big Bear Lake, Lake Tahoe, Mammoth Lakes, or Beach Cities. In such a way, buying a home becomes an asset, which will gain value over time.
How does it work? Starting from your down payment, every monthly fee makes your loan size smaller. Thus, your equity becomes bigger. It also increases in the case of a powerful estate market or any improvements you provide with your house.
Have Questions? Reach us out:
Hours: Monday-Friday 10:00 AM - 5:00 PM
In-Person at LA Office
13317 Ventura Blvd #H, Sherman Oaks, CA 91423
Cell-phone
M-F 10 AM-5 PM (PST)
On-line
E-mail: contact@idmortgagebroker.com
Skype: click to join
Second Home Program Highlights
In case you’ve planned to use the extra income for renting the vacation house, you should know that not every lender will accept this. You may be asked to provide every document of the whole history about your constancy in renting that house.
Loan Rates
Credit Score
Home Equity
Downpayment
Second Home Loan Process
Four easy steps to your second home:
Step 1
Talk to Us to Know Your Options
Step 2
Enjoy a Home Shopping Experience
Step 3
Get a Loan Approval on the Terms You Want
step 4
Enjoy Your Homeownership
Second Time Home Loan Requirements
- Its owner is living there at least some while during a year.
- It’s being a one-part house (not consisting of two and more units).
- It can be used for a whole year.
- It’s completely a buyer’s property.
- It’s not being rented (either full-time or partly).
- It’s not occupied by a form of managers to operate it.
Apply for a Second Home Loan in California
If you’re interested in a getting second home mortgage in Los Angeles or California, our professional team will guide and assist you throughout the entire loan process.
In case you’ve considered all the facts and still daydreaming about getting a second house, need more information, or have any questions, feel free to request a free mortgage broker consultation. We’ll do our best to help you with your dream!
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