Vacation Home Mortgage in California
- 5-Star Rated Mortgage Broker
- Stop Paying for Hotels, Invest in Real Estate
- Residential and Commercial Loans
- Be the Owner of Your Vacation
- Office located in Los Angeles
Irina Dyakun, CEO
Irina Dyakun, CEO
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Can You Get a Mortgage on a Vacation Home?
Ever dreamt about having perfect holidays but don’t have money for a vacation or summer home somewhere in California?
Having a place of your own where you can escape whenever you feel like it sounds like a dream! A dream which can easily become a reality if you apply for a vacation property loan.
We can help you with a loan for financing a vacation home of your dreams, and you will avoid hassle with booking hotels and have a 100% control over your spot!
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Investment Property or Vacation Home?
- You may not use income from renting a house to qualify for this type of mortgage loan.
- The property must be occupied by its owner for at least some part of the year.
- The house cannot be rented full time, and it must belong solely to the buyer.
- This must be a one-unit home.
- The house must be some distance away from your primary reside
The Benefits of Buying a Vacation Home
If you think that a vacation home is just for summer and is a useless investment, hear us out. This can be a considerable investment in the future of your entire family. Consider the advantages of purchasing a second property in California:
A place for a get-away
Most vacation properties are located in popular areas, and thus they are more likely to retain their value. However, research price trends in the place where you are planning to buy a house, access to highways, restaurants, etc.
Increase your tax break
Vacation Home Loan Process
4 Easy Steps to Your Dream
Talk to Us to Know Your Options
Find Your Dream Home
Enjoy a Home Shopping Experience
Get a Loan Approval on the Terms You Want
Enjoy Your Homeownership
How to Qualify for a Vacation Home Loan
The credit score of 720-740 is perfect, but you need to have at least 600 to qualify for a financing program.
Income to support both properties
A proof that it is a vacation home
More money for a down payment
Additional finances on hand
Apply for a Vacation Home Loan
Applying for a vacation home loan is for those who are weary of spending time in vacation rentals and hotels and want to have their own place.
In addition, we can help you with refinancing your mortgage to reduce your monthly payments. A vacation home is a wise investment, especially in Los Angeles and California.