California Investment Property Loans

  • 5-Star Rated Mortgage Broker
  • Rental Property Mortgage Programs
  • Portfolio Rental Loans & Refinancing
  • Residential and Commercial Loans
  • Open for Partnerships with Borrowers & Realtors
  • Office located in Los Angeles

Why Invest in California Real Estate

Looking for a location for your investment property purchase? Then consider California. This is the most rapidly developing real estate market. The most attractive investment property cities are Los Angeles, Ventura, Pasadena, Santa Barbara, Big Bear Lake, Riverside, Long Beach, Huntington Beach, Oakland, San Jose, and Santa Clara. We will help you decide on real estate investment in California and will gladly assist you during this process.

New Opportunities

Employment opportunities are growing, more people are moving in and are looking for a place to live.

Always in Trend

A high number of renters means your property will be in high demand.

Reasonable Regulations

California has reasonable regulations regarding real estate investments and low property taxes.

Best Price-to-Rent

According to the researches, California has the best price-to-rent ratio.

Invest in Real Estate Today

Make your dream come true! Do you have any questions so far?

Call us for a free consultation


What is a Private Investor Loan?

If you want to feel secure about your future, investments in real estate is a great option. Buying rental properties in California is very rewarding and will bring you dividends for years and years.

If you do your research and check out the available options, you can make great investments and have a cash flow that will support you and your family and help you grow your equity.

With inflation, rent prices will rise while your mortgage payments will stay the same. What this means is that your cash flow will increase. And when you pay off your loan, your cash flow will grow even more.

Have Questions? Reach us out:

Hours: Monday-Friday 10:00 AM - 5:00 PM

In-Person at LA Office

13317 Ventura Blvd #H, Sherman Oaks, CA 91423



M-F 10 AM-5 PM (PST)



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Types of Loans for Investors

buying a house in California

Conventional Home Loans

If you want to purchase a home as a rental property – a conventional fixed-rate home loan is your best option. You can estimate your rental income and decide whether you want to pay off a 30, 20, 15 or 10 years loan, and which one will be most affordable. Naturally, the faster you pay off your mortgage, the quicker you will get pure profit on your rental property. Learn more.

home loan programs in California

Hard Money Loans

Another option is a private money loan or hard money loan on your property. Our company offers hard money loans for real estate investors that are secured by a property asset and can guarantee fast and stress-free closing. These types of bridge loans are given for a short period to finance short-term investment projects, like rehab, fix and flip or construction. They usually mature at 12, 24, or 36 months. Learn more.

refinance mortgage in California

Mortgage Refinance

If you want to change a loan program and thus lower your interest rate or down payment, then refinancing from an adjustable to a fixed rate is for you. You can also do the cash-out refinance and get money for home improvements.

How to Get an Investment Property Loan?

Here are the steps you need to take to get a real estate investor loan in California:

Step 1 - Look for lenders that are investor-friendly

Finding the right lender is a big part of your investment plan, so don’t take this task lightly. The investment property loan interest rate can be very different from one lender to the next, so you want to make sure that you have the best deals. We are happy to help you with your investment project. Since there are many loan programs available for investors, you need to consider your options carefully.

Step 2 - Make sure you have enough finances

Lenders will require a down payment and six-month liquid reserves. If you own a primary residence, then you need to have money in the bank both for your current home and your future rental.

Step 3 - Apply for a loan

When you have selected the loan program that you feel comfortable with, you need to fill out a loan application. Also, you will have to provide a lender with your personal information such as your name, address, employment information, and Social Security number. At this stage, you should also make estimations about your monthly payment so you can plan accordingly.

Step 4 - Verification of your application

The lender will check your credit score and verify all the information you provided in your application. The lender will also evaluate your income to make sure you can pay both for your primary house and investment property.

Step 5 - Making a down payment

With investment properties, you can put as low as 15% down, but we highly recommend to put 25%, to avoid higher interest rates and payments. In some cases with new alternative programs available nowadays, lenders will require even 30%-35%.

Apply for an Investment Property Loan in California

Getting a mortgage for an investment property can be tricky; that is why we recommend consulting with our experienced professionals before rushing into your purchase of any rental property in California.

We will help you save not only money but time and lots of hustle while you are looking around for the best lender and wondering whether your paperwork is intact.


Languages:  ENGRUS


13317 Ventura Blvd #H,

Sherman Oaks, CA 91423

Phone: 323-741-5858

Hours: M-F 10:00 AM – 5:00 PM


Equal Housing Lender