Pay off a Mortgage Faster: Refinance in California


  • Get out of debt
  • Save on interest payments
  • Less bills every month
  • Extra reserve fund on hand

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Why You Should Pay off Your Mortgage Early

It cannot be overstated how beneficial paying off your mortgage is. When you don’t have any debts, you can stop worrying about regular payments and start doing things you enjoy, spend money on traveling, investing in your children and many other excellent opportunities.

If you decided to purchase a home using a mortgage loan, then at some point you will realize that you want to pay off your mortgage early and finally have your house to yourself by all means.

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Advantages of Paying Your Mortgage Faster

When you think about paying your mortgage early, there are only pluses that come to mind. First of all, you will be absolutely free from debt and will have your own house sooner. Besides, it means you will save thousands of dollars in interest payments. Moreover, you will save quite a bit of money when you stop paying private mortgage insurance.

Your life will be less stressful because there won’t be these extra bills to pay every month. You cannot underestimate the psychological benefit of being free from debt. Once your are debt free, you will have additional funds not only for your pleasure but your future investing ideas and plans.

How to Pay off Your Mortgage Earlier

Refinance Your Mortgage

The fastest and the surest way to pay your mortgage early is refinancing it from 30 years to 20, 15 or even 10 depending on how much you can afford. Today’s lower rates allow refinancing in this way and keeping your monthly payment rather low or even very close to the amount you were paying for your previous loan.

Refinance to a Lower Interest Rate

If you are planning to stay in your current house for over three years, then you can contact us requesting to find a better refinancing rate. We will gladly assist you with any questions regarding refinancing your interest rate in Los Angeles area or any other city in California.

Pay Extra Every Month

When you start paying your mortgage, you count on a certain amount that you have on hand and are planning to have in the near future. However, if your income has grown, you changed your job and got a salary increase then you can start paying more. You can go for paying more each quarter, or each month, or any other way you will feel comfortable doing without it being a strain to your financial situation.

Make a Big Payment

If you have received a significant amount of money on hand (tax refund, inheritance, a big gift), consider putting this money towards paying off for your property. This will considerably lower the amount you need to pay, and you might end up finishing up paying your mortgage earlier than you planned.

Refinance Process

4 Easy Steps to Your Debt Free Life

Step 1


Talk to Us to Know Your Options


Step 2

Start a Loan Program

We Shop You Choose

Step 3


Get a Loan Approval on the Terms You Want

step 4


Your Goal Achieved!

Apply for a Home Loan Refinancing Program

If you decide to pay off your mortgage early, consider whether you will have an extra reserve fund on hand. Paying off your mortgage earlier will not be a problem with ID Mortgage Broker.

We are happy to help you and provide the best mortgage solution in California.


13317 Ventura Blvd #H,

Sherman Oaks, CA 91423

Phone: 323-741-5858

Hours: M-F 10:00 AM – 5:00 PM


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