Mortgage Broker
in California

 

  • 5-Star Rated Mortgage Broker
  • We Are Professionals You Can Trust
  • Residential and Commercial Loans
  • Open for Partnerships with Borrowers & Realtors
  • Office located in Los Angeles

Why ID Mortgage Broker?

All clients are important to us, and our specialists always find the right product to fit the person. We look at the bigger picture, and we see a suitable solution for every buyer, no matter how much money he has. We are home loan experts in California and we have a wide network of lenders and will be able to find the ideal loan product for every buyer.

We use modern technologies and remain updated all the time. We value your time and money, and not a minute, or a cent will be wasted when you turn to us to help you with your mortgage loan.
We value our reputation and treat every client like a friend with loyalty and respect. Our belief is that our success depends on ethics and moral principles. We are the company that a customer can trust!

Invest in Real Estate Today

Make your dream come true! Do you have any questions so far?

Call us for a free consultation

323-741-5858

Which Type of Mortgage Loan is Best for You?

Becoming a homeowner is what many people want but don’t think it is possible because of their financial situation. For millions of Americans getting a mortgage loan opens up a way to the life they have dreamt about.

You can become a homeowner as soon as you are ready to take this step and we, home loan experts in California, will guide you through the process.

The Best Home Loan Options in California

Applying for a home loan
With a mortgage loan, you can buy a primary and secondary house, as well as investment property. We will help you find the best deal with the lowest interest rate and down payment in California.
Couple is looking for a home loan
Conventional loans feature a low-interest rate. They are ideal for those who have a good credit score and a stable monthly income. With a conventional loan, there is a variety of down payment options.
Customers Agreed on mortgage deal
If you want to change a loan program and thus lower your interest rate or down payment, then refinancing from an adjustable to a fixed rate is for you. You can also do the cash-out refinance and get money for home improvements.
A hand signing mortgage contract
Refinancing to a shorter-term loan will help you pay your home loan faster. If you have finances to pay higher monthly payment than you can pay off your loan within 15 or even 10 years.
Home loan officer holds cell phone

More Loan Options for You

We offer a wide range of programs that will suit every need: VA loans, FHA loans, construction loans, conventional loans, no-doc loans, hard money loans and no closing cost loans.

The Benefits of a Mortgage Loan

The process of getting a loan will be fast and smooth because of our experience and specialization in different mortgage products.
You can become the owner of your house already today! You will feel secure about your finances because you will know how much you need to pay each month. The home will be a safe environment for your children and family.
Working with the ID Mortgage Broker will help you secure the best deal. We have been working in this sphere for years, and we will guide and help you to find the type of loan that will be the best in your situation.

How Does a Mortgage Loan Work?

A mortgage is a loan that is secured by the property. The lender of money holds the title until the borrower pays all the funds. The buyer of the property has to pay back the loan within a particular time frame.
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Step 1 - Pre-Qualification

Talk to us and know your options. First of all, you need to get your credit in check and get pre-approved for a mortgage. Various loan types require a different credit score, but the higher your credit score, the better terms on your mortgage loan you will get.

Step 2 - Find Your Dream Home

You look for the property that you would like to purchase. We will help select the most suitable home loan in Los Angeles or other cities in California. After that, we submit an application to the lender with your financial documentation. Enjoy home shopping experience!
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Step 3 - Signing a Contract

You sign the contract with a lender based on which you will pay a certain amount of money each month. The lender puts a lien on the home as collateral.

Step 4 - Make a Downpayment

Depending on the type of loan you have agreed upon you pay a principal loan amount together with a fixed or adjustable loan rate.

Step 5 - Become an owner

After you have made all your payments you become not only the possessor but an owner of your house! You don’t have to spend years trying to save money while you live in a rented place. You can start investing in your own property!

Apply for a Mortgage Loan in California

We streamline the loan process so that it will be as efficient and straightforward for you as possible. We help you find the best deals faster.

You can apply and get approved on your terms within a short time. You don’t need to worry about all the details because our experienced specialists will do it for you.


OUR BUSINESS LOCATION

13317 Ventura Blvd #H,

Sherman Oaks, CA 91423

Phone: 323-741-5858

Hours: M-F 10:00 AM – 5:00 PM

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