#1 California Mortgage Broker | 323-741-5858
Key Takeaways: Lenders require proof of identity, income, and assets, including pay stubs, tax returns, and bank statements, to approve your mortgage. Legal documents like the purchase agreement, property deed, and title forms are necessary to officially transfer...
Key takeaways: Buyers usually pay for loan-related fees and inspections, while sellers cover the real estate agent commissions and transfer taxes. Closing costs typically range from 2% to 5% of the purchase price, but in California, higher property values and local...
Key takeaways: Select the proper legal structure, such as joint tenancy or tenancy in common, to define precisely how ownership rights are shared between partners. Sign a written co-ownership agreement that clearly outlines financial responsibilities because verbal...
Key takeaways: Single-family homes are best for buyers who prioritize privacy and independence since they stand alone without shared walls. This option is usually easier to finance and offers a quiet environment that appeals to families looking for stability....
Key Takeaways: The average real estate commission in California usually falls between 5% and 6% of the home's final sale price. This total fee is typically split evenly between the listing agent and the buyer's agent. Sellers are responsible for paying the commission...
Key takeaways: Expect to pay between $300 and $600 for a standard home appraisal, though prices can increase for larger homes or unique properties. The buyer typically pays this fee as part of closing costs to prove to the lender that the home is worth the loan...
Key takeaways: A flag lot is a piece of land behind another property that connects to the street via a long, narrow driveway. These properties offer greater privacy and lower land prices, but often require shared-access agreements and have less curb appeal. Lenders...
Houses come in all shapes, sizes, and stories. And truthfully, the stories are where things get interesting. Hidden staircases? They exist. Mansions with zip codes of their own? Also real. The world of real estate has its fair share of surprises, and these fun facts...
Buying a home on one income feels like trying to win a tug-of-war alone, especially for first-time home buyers in California. You can do it, but it takes serious effort. Bring in a co-borrower, and the rope starts moving your way. A co-borrower shares the loan...
Building wealth through real estate sounds simple until it is time to act. Many new investors hesitate before making a move. Should you start with a single rental or wait until you can afford a multi-unit? What if you choose the wrong area or take on too much debt too...
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