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Key Takeaways: The average real estate commission in California usually falls between 5% and 6% of the home's final sale price. This total fee is typically split evenly between the listing agent and the buyer's agent. Sellers are responsible for paying the commission...
Key takeaways: Expect to pay between $300 and $600 for a standard home appraisal, though prices can increase for larger homes or unique properties. The buyer typically pays this fee as part of closing costs to prove to the lender that the home is worth the loan...
Key takeaways: A flag lot is a piece of land behind another property that connects to the street via a long, narrow driveway. These properties offer greater privacy and lower land prices, but often require shared-access agreements and have less curb appeal. Lenders...
Houses come in all shapes, sizes, and stories. And truthfully, the stories are where things get interesting. Hidden staircases? They exist. Mansions with zip codes of their own? Also real. The world of real estate has its fair share of surprises, and these fun facts...
Buying a home on one income feels like trying to win a tug-of-war alone, especially for first-time home buyers in California. You can do it, but it takes serious effort. Bring in a co-borrower, and the rope starts moving your way. A co-borrower shares the loan...
Building wealth through real estate sounds simple until it is time to act. Many new investors hesitate before making a move. Should you start with a single rental or wait until you can afford a multi-unit? What if you choose the wrong area or take on too much debt too...
Millions of renters want to escape rising costs and move toward homeownership. But low income, limited credit, and high upfront costs often get in the way. Mortgage approvals fall through when savings are tight. Even modest homes require more cash than most families...
At ID Mortgage Broker, we believe homeownership is a right to which everyone is entitled, regardless of residency status in this country. For those with no Social Security Number but an Individual Taxpayer Identification Number, ITIN mortgage loans are a legitimate...
With all the options available for mortgages, it can undoubtedly be overwhelming; this is why we at ID Mortgage Broker work so hard to make it easier and more personalized to your financial situation. One innovative option is the asset depletion mortgage. This loan...
For many first-time home buyers in California, property ownership can be very confusing, especially with all the taxes that come with it. However, the Homestead Exemption is a financial buffer that ensures equity within the walls of one's home is aptly guarded against...
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