Hard Money Loans
in California

★ ★ ★ ★ ★

  • 5-Star Rated Mortgage Broker
  • California loans for real estate investors
  • Get finances for your new project
  • Open for Partnerships with Borrowers & Realtors
  • Office located in Los Angeles

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What type of property are you refinancing?

Single Family

Multifamily

Condominium

Townhouse

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How will this property be used?

Primary Residence

Vacation Home

Investment Property

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Estimate credit score

Excellent 770+

Good 660-719

Avg. 620-659

Below avg. 580-619

Poor <579

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How can we help you today?

Home Purchase

Refinance

You need to select an item to continue

What type of property are you purchasing?

Single Family

Multifamily

Condominium

Townhouse

You need to select an item to continue

Are you a first-time home buyer?

Yes

No

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How will this property be used?

Primary Residence

Vacation Home

Investment Property

You need to select an item to continue

Estimate credit score

Excellent 770+

Good 660-719

Avg. 620-659

Below avg. 580-619

Poor <579

You need to select an item to continue

Final Step

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Summary

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Irina Dyakun - ID Mortgage Broker

Irina Dyakun, CEO

How do Hard Money Loans Work?

A hard money loan is funded by private investors for a term of about 12 months. Sometimes the term can be extended to 2-5 years. The amount of money the borrower can receive from the lender depends on the value of the property rather than the borrowers’ credit.

A hard money loan is a good option when you need a loan for a short period or when you are not ready to go through a lengthy and tedious procedure required by banks. Hard money loans are perfect for the following situations:

The Benefits of Hard Money Loans for Investors

Credit score is less important; lenders focus on property value and equity.

Flexibility and Speed

Fast approval, often within two weeks, with room to negotiate terms if issues arise.

Easier Financing

More accessible for multi-property investors compared with conventional loans.

Have Questions? Reach us out.

In-Person at LA Office

1810 W Burbank Blvd #150, Burbank, CA 91506

Cell-phone

323-741-5858

M-F 10 AM-5 PM (PST)

On-line

Simply e-mail or use online-chat

Contact Us Form

The Best Home Loan Options in California

buying a house in California

Real Estate Hard Money Loans

Perfect for borrowers with a poor credit score who cannot qualify with banks but have enough property equity. Learn more.

refinance mortgage in California

Hard Money Loan Refinance

A hard money loan is an ideal solution for quick refinancing, including fixed rate, shorter term, or cash-out.

buying a house in California

Fix and Flip Loans

This type of loan helps finance a property for renovation before resale. Commonly used for properties in poor condition and suitable for both experienced and new investors. Learn more.

construction hard money loans

Construction Loans

Banks are not willing to provide construction loans because they are higher risk. Hard money lenders may fund these if the requirements are met and the project is profitable. Learn more.

commercial hard money loans in California

Commercial Hard Money Loans

If you own a commercial property, you can obtain a hard money loan even if your credit is poor. Lenders evaluate property value more than credit score.  Learn more.

Hard Money Loan Process

Four Easy Steps to Your Success

Step 1 - Pre-Qualification

Talk to us and know your options.

Step 2 - Start a Program

We will help select the most suitable hard money loans in Los Angeles or other cities in California. Submit application with financial documentation

Step 3 - Pre-Approval

Get a loan approval on the terms you want.

Step 4 - Closing

Your goal is achieved!

How to Apply for a Hard Money Loan in California

The interest rates for hard money loans vary by case and lender. You may get lower rates in California because of the high competition between lenders.

Because hard money lenders risk more than banks, their interest rates are higher than regular loans. However, there are some standard requirements:

  • 2-3 months of bank statements;
  • purchase price and property location;
  • experience of previous projects;
  • renovation or construction budget (for fix and flip and construction loans).

OUR BUSINESS LOCATION

1810 W Burbank Blvd #150,

Burbank, CA 91506

Phone: 323-741-5858

Hours: M-F 10:00 AM – 5:00 PM

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